1st Northern California Credit Union
Martinez, CA 94553 · IRS data through FY2025
Revenue, expenses and net assets
Revenue Expenses Net assets
| Tax year | Revenue | Expenses | Net assets |
|---|---|---|---|
| FY2025 | $30,748,447 | $26,046,852 | $95,517,647 |
| FY2024 | $27,797,888 | $23,654,911 | $90,816,052 |
| FY2023 | $21,217,660 | $18,195,169 | $86,673,075 |
| FY2022 | $16,635,726 | $15,582,730 | $83,887,072 |
| FY2021 | $16,968,805 | $15,410,058 | $82,834,076 |
| FY2020 | $18,785,935 | $17,538,647 | $81,275,329 |
| FY2019 | $18,570,510 | $16,286,171 | $78,634,641 |
| FY2018 | $16,901,624 | $13,727,476 | $76,350,302 |
| FY2017 | $15,355,417 | $13,080,009 | $73,176,154 |
Form 990 filings
The returns filed by 1st Northern California Credit Union (EIN 94-1175509), including Form 990 PDFs and e-file data by year, are available in ProPublica's Nonprofit Explorer. The figures on this page come from IRS data files built from those returns.
Where the revenue came from
| Source | Amount | % of revenue |
|---|---|---|
| Contributions & grants | $0 | 0% |
| Program service revenue | $17,127,222 | 56% |
| Other revenue | $13,621,225 | 44% |
What the numbers show
- Program service revenue made up 56% of total revenue in FY2025.
- Net assets covered about 44 months of expenses at the end of the reporting year. That puts it in the 78th percentile among 725 Public & Societal Benefit organizations in CA.
- Total revenue was higher than 97.6% of 746 Public & Societal Benefit organizations in CA.
- Total revenue rose from $15,355,417 in FY2017 to $30,748,447 in FY2025. Revenue increased in 6 and decreased in 2 of 8 year-over-year comparisons.
- Revenue covered expenses in each of the 9 reported years, FY2017 to FY2025.
- Net assets grew from $73,176,154 to $95,517,647 between FY2017 and FY2025.
Figures compared against other organizations of the same NTEE program area in the same state. See the methodology page for how these are calculated and the guide to reading nonprofit financials for their limits.
About this organization
CREDIT UNION IN THE STATE OF CALIFORNIA. PROVIDES FINANCIAL PRODUCTS AND SERVICES TO MEMBERS.
IRS status
| Ruling year | 2018 |
| Subsection | 501(c)(14) |
| Program area (NTEE) | W61 — Public & Societal Benefit (in CA) |
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Source: Internal Revenue Service — Exempt Organizations Business Master File (downloaded November 4, 2026), Statistics of Income extracts, Form 990 e-file data, Publication 78 and the Automatic Revocation list. Figures are as reported by the organization; IRS processing may adjust them. This is not a charity rating and not tax advice. Confirm deductibility in IRS Tax Exempt Organization Search.
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