Valley Financial Credit Union
Billings, MT 59104 · IRS data through FY2024
Revenue, expenses and net assets
Revenue Expenses Net assets
| Tax year | Revenue | Expenses | Net assets |
|---|---|---|---|
| FY2024 | $32,952,579 | $27,833,236 | $57,709,932 |
| FY2023 | $25,980,550 | $21,228,536 | $52,590,589 |
| FY2022 | $21,078,059 | $16,871,815 | $48,147,873 |
| FY2021 | $18,570,812 | $14,502,365 | $43,941,629 |
| FY2020 | $18,689,489 | $14,997,943 | $39,873,182 |
| FY2019 | $19,028,159 | $14,115,937 | $36,181,636 |
Form 990 filings
The returns filed by Valley Financial Credit Union (EIN 81-0247124), including Form 990 PDFs and e-file data by year, are available in ProPublica's Nonprofit Explorer. The figures on this page come from IRS data files built from those returns.
Where the revenue came from
| Source | Amount | % of revenue |
|---|---|---|
| Contributions & grants | $0 | 0% |
| Program service revenue | $30,011,394 | 91% |
| Other revenue | $2,941,185 | 9% |
What the numbers show
- Program service revenue made up 91% of total revenue in FY2024.
- Net assets covered about 24.9 months of expenses at the end of the reporting year. That puts it in the 58th percentile among 38 Public & Societal Benefit organizations in MT.
- Total revenue was the highest among 38 Public & Societal Benefit organizations in MT.
- Total revenue rose from $19,028,159 in FY2019 to $32,952,579 in FY2024. Revenue increased in 3 and decreased in 2 of 5 year-over-year comparisons.
- Revenue covered expenses in each of the 6 reported years, FY2019 to FY2024.
- Net assets grew from $36,181,636 to $57,709,932 between FY2019 and FY2024.
Figures compared against other organizations of the same NTEE program area in the same state. See the methodology page for how these are calculated and the guide to reading nonprofit financials for their limits.
About this organization
BUILDING RELATIONSHIPS WITH PEOPLE IN OUR COMMUNITIES AND UNITING WITH THEM TO ACHIEVE THEIR DREAMS.
IRS status
| Ruling year | 2018 |
| Subsection | 501(c)(14) |
| Program area (NTEE) | W61 — Public & Societal Benefit |
Source: Internal Revenue Service — Exempt Organizations Business Master File (downloaded November 4, 2026), Statistics of Income extracts, Form 990 e-file data, Publication 78 and the Automatic Revocation list. Figures are as reported by the organization; IRS processing may adjust them. This is not a charity rating and not tax advice. Confirm deductibility in IRS Tax Exempt Organization Search.
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