YOUNG MENS CHRISTIAN ASSOCIATION RETIREMENT FUND
1177 AVENUE OF THE AMERICAS, NEW YORK, NY · IRS data through FY2025
Revenue, expenses and net assets
Revenue Expenses Net assets
| Tax year | Revenue | Expenses | Net assets |
|---|---|---|---|
| FY2025 | $649,289,748 | $663,098,781 | $1,066,391,959 |
| FY2024 | $606,354,941 | $578,530,290 | $717,162,054 |
| FY2023 | $523,401,858 | $162,089,830 | $373,638,558 |
| FY2022 | $660,536,629 | $136,700,872 | $262,281,190 |
| FY2021 | $593,466,560 | $1,459,358,073 | -$197,934,869 |
| FY2020 | $376,378,755 | $895,180,810 | -$1,073,480,519 |
| FY2019 | $463,113,745 | $644,156,964 | -$432,027,630 |
| FY2018 | $429,608,174 | $970,698,849 | -$365,483,187 |
| FY2017 | $516,788,022 | $569,227,286 | -$199,093,177 |
| FY2016 | $284,104,945 | $460,165,587 | -$604,823,513 |
| FY2015 | $644,127,211 | $789,975,312 | -$112,546,151 |
| FY2014 | $851,214,136 | $542,103,929 | $256,333,117 |
| FY2013 | $446,532,051 | $483,413,435 | -$219,849,974 |
| FY2012 | $246,879,354 | $488,005,082 | -$481,037,117 |
Where the revenue came from
| Source | Amount | % of revenue |
|---|---|---|
| Contributions & grants | $297,287 | 0% |
| Program service revenue | $176,175,438 | 100% |
Where the money was spent
| Category | Amount | % of expenses |
|---|---|---|
| Program services | $642,781,932 | 97% |
| Management & general | $20,316,849 | 3% |
| Fundraising | $0 | 0% |
What the numbers show
- Program service revenue made up 100% of total revenue in FY2025.
- Program services accounted for 97% of functional expenses, management & general 3%, and fundraising 0%.
- 97% of functional expenses went to program services in FY2025. That is higher than 32.7% of 110 Mutual & Membership Benefit organizations nationwide (too few in NY for a state comparison).
- Net assets covered about 19.3 months of expenses at the end of the reporting year. That puts it in the 38th percentile among 360 Mutual & Membership Benefit organizations in NY.
- Total revenue was higher than 99.5% of 366 Mutual & Membership Benefit organizations in NY.
- Total revenue rose from $246,879,354 in FY2012 to $649,289,748 in FY2025, Revenue increased in 8 and decreased in 5 of 13 year-over-year comparisons.
- Expenses exceeded revenue in 10 of 14 reported years (FY2012, FY2013, FY2015, FY2016, FY2017, FY2018, FY2019, FY2020, FY2021, FY2025).
- The highest revenue on record here is $851,214,136 in FY2014.
- Net assets grew from -$481,037,117 to $1,066,391,959 between FY2012 and FY2025.
- Donations may be deductible (supporting organization, type unspecified).
Figures compared against other organizations of the same NTEE program area in the same state. See the methodology page for how these are calculated and the guide to reading nonprofit financials for their limits.
About this organization
The mission of the YMCA Retirement Fund is to partner with YMCAs to help those who serve others build a foundation for financial security in retirement.
IRS status
| Ruling year | 1951 |
| Subsection | 501(c)(3) |
| Classification | Public charity |
| Program area (NTEE) | Y300 — Mutual & Membership Benefit |
| Donations | Donations may be deductible (supporting organization, type unspecified). |
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Source: Internal Revenue Service — Exempt Organizations Business Master File (downloaded September 20, 2026), Statistics of Income extracts, Form 990 e-file data, Publication 78 and the Automatic Revocation list. Figures are as reported by the organization; IRS processing may adjust them. This is not a charity rating and not tax advice. Confirm deductibility in IRS Tax Exempt Organization Search.
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